Government co-contribution
One out of two working Australians could be eligible* for the government co-contribution of up to $1,000 - you could be one of them!
The super co-contribution is a payment of up to $1,000 from the government to help boost your super. How much co-contribution you may receive will depend on your income and how much you contribute.
Check your eligibility and how much you can receive in the Co-contributions Fact Sheet.
How does it work?
Firstly, you make an after-tax contribution to your super.
Then, if you meet the eligibility criteria, the government will pay its co-contribution directly into your super account at the end of the financial year.
How much can I receive?
For low income earners, the government will match your contribution dollar for dollar, up to a maximum of $1,000.
The maximum co-contribution declines as income increases, and cuts out completely for higher income earners.
How do I make an after-tax contribution?
- Payroll deduction - speak to your employer about setting this up
- BPay - free call 1800 813 327 for our biller code and a reference number
- Cheque or money order - download a HESTA deposit slip
- Direct debit - download a HESTA direct debit request form
For more information about contributions, see Your guide to topping up.
*Based on Australian Bureau of Statistics Gross Individual Income data from the 2006 Census of Population and Housing.