Brochures, Tools & Forms

Calculators

Try our interactive calculators and illustrators, they are designed to assist you with your retirement and financial planning.

To use these calculators, you need to have a recent Flash MX Player from Macromedia installed on your computer. For a free upgrade of the Flash Player, visit the Macromedia web site.

Superannuation Calculator

Check where you stand with your super by plugging your details into HESTA's Superannuation Calculator. You can enter any number of scenarios to help you estimate what your superannuation balance may be in the future. You can change your salary, the interest rate or even your retirement age. It will provide some insight into when you may be able to leave work. You can also estimate how long your super may last.

This is designed to give you some insight into when you may be able to leave work. You can also estimate how long your super may last.

Fee Comparison Calculator

How do the fees you're paying on your super now compare to HESTA's? Use this calculator to help you to find out how even a small difference in fees could make a big difference to your super balance.

Salary Sacrifice/Co-contributions Calculator

Find out how salary sacrificing into your super can add to your super balance and the effect on your net income. You can also see what impact a government co-contribution may have.

Disability and Death Cover Calculator

Use our easy cover calculator to help you decide how much insurance you may want.

Investment Comparator

HESTA's Investment Choice Comparator has been developed as a guide to help you understand the different investment choice options you have as a HESTA member.

Risk Profiler

Trying to make a decision about where to invest your super or other assets? Fill in this questionnaire to help develop a snampshot of how comfortable you are with investment risk which is one factor to consider when making a decision.

Budget Tool

Are you always wondering where your money goes and why you never seem to have enough for the things you really want? Use this tool tohelp you find out where your money is going so you can start saving more.