Help to build more money for your retirement with our low fees and history of strong returns*

• Low administration fees
• No entry or exit fees
• No switching fees
• No commissions paid to financial advisers
• History of strong long-term returns

Find out more about fees

Freedom to choose where and how your money's invested (or leave it in Core Pool)

Choose from:

• four Ready-Made Investment Pools
• seven Your Choice Asset Classes
• or mix and match these to create your personal investment strategy

If you prefer not to choose, that's OK too - your money will automatically be invested in Core Pool.

Find out more about investment choice

Less paperwork when you change jobs

Even if you change jobs or industries, you can generally take your HESTA super with you.  And you can use HESTA if you're self-employed or unemployed.

Find out more about changing jobs

Freedom and flexibility in retirement

The HESTA Super Income Stream offers you a flexible way to access your hard-earned super when you partly or fully retire, or to supplement your income after preservation age.

Find out more about Super Income Stream

Benefits today as well as in retirement with access to extra services

• Low-cost optional disability (income protection and TPD) and death insurance
• Personal advice about your super at no extra cost
• Financial planning workshops at no extra cost
• Commission-free financial planning services
• Low-cost banking products including housing loans, credit cards and more
• Discount health insurance
• Commission-free managed investment funds

Find out more about extra services

Support for your industry

We're proud to support a range of activities in the health and community services industry, helping to recognise your achievements and promote the importance of work.

Find out more about industry support

Regular updates

We'll keep you in touch via:

• the Annual Report, incorporating HESTA's annual financial statements
• our Member Magazine (Savvy) and record of contributions
• your annual statement

Plus you'll have round-the-clock access to Member Online including:

• your account balance
• your member details
• your investment choices
• regular super updates
• online statements
• apply for additional insurance

You can also choose to receive updates direct to your inbox with our free email newsletter, Super E-Tips.

Find out more about regular updates