Limited advice is offered to HESTA members at no extra cost.

Commission-free financial planning advice is offered for a fixed fee, covering:

• retirement income streams
• transition to retirement (TTR)

A range of banking products provided by ME Bank for HESTA members, including:

• a high interest Online Savings Account;
• the InterestME Savings Account (a two-in-one transaction and savings account);
• Super Member Term Deposit with 1-24 month terms available
• the First Home Saver Account;
• a low rate Personal Loan; and
• a low rate Credit Card

Well-priced health insurance premiums (typically lower than those charged by major health funds) including:

• discount health insurance for HESTA members
• choose your doctor, hospital and time of treatment
• claim benefits towards services Medicare doesn't cover, including dental, optical, physio and more
• a rewards program where bonus dollars are earned towards a range of services including weight loss programs, swimming lessons and remedial massage.

SMHP is underwritten by GMHBA, a national, not-for-profit, member-based health fund

Designed for people who have financial goals outside of superannuation (e.g. saving for a house, a holiday or children's education).  ME offers:

• no entry or exit fees
• low ongoing management fees
• no commissions paid to financial advisers
• a diverse range of investment options