Products & services

HESTA's basic cover

Am I automatically eligible for HESTA’s basic insurance cover?

Most new HESTA members are automatically eligible for default cover (Option 1 under basic cover - see below) through ING Life Limited (see Am I eligible?). If default cover doesn't meet your needs, you can choose from two other packages when you join.  


If you wish to reduce or cancel your basic cover

Please provide your written and signed instructions to HESTA.

If you cancel cover but change your mind later and want insurance again, you’ll need to complete a Personal Health Statement for assessment by ING.

Please read Your HESTA insurance guide for full details.