There's a lot of competition between super funds. How can you choose the best fund for you? Do a super comparison.
To do a superannuation comparison, ask:
For easy reference, download a HESTA Product Disclosure Statement.
How much will this fund cost me?
The larger the fees, the more they impact your super balance. We work hard to maintain low fees.
Other super funds may charge:
- account establishment fees
- contribution fees
- withdrawal fees
- account termination fees
- investment switching fees.
HESTA does not have any of these fees.
Do they pay commissions to financial advisers?
Many super funds pay commissions to financial advisers. We do not pay any commissions to financial advisers. We keep that money in members’ accounts, where it belongs.
Can I choose the investments I want?
The investment options you choose will impact your retirement savings. As you look at your options, review the investment objectives of each fund. Have they met their objectives over time?
HESTA offers a range of investment options. You can choose how your super is invested.
What are the returns like?
When you review investment returns, it’s important to look at the long term – not just the last few years – and remember that past performance is not a reliable indicator of future performance.
HESTA has a history of strong long-term returns.
What member benefits are offered?
HESTA offers access to a range extra benefits at affordable prices.
They include low-cost insurance and banking products, discount health insurance, and advice about super at no extra cost.
Can I take the fund with me when I change jobs?
Some funds are tied to employers.
HESTA has a network of more than 119,000 employers across Australia. And you can ask any employer to pay your super into HESTA using the Choice of fund form.
Ready to become a member? Download a HESTA Product Disclosure Statement or switch to HESTA today.