Build your retirement by adding an extra $20 a week into your super. It could become more than $50 a week for you to enjoy later when you might need it most.Find out more
For most Australians, the Age Pension is and will continue to be an important part of their income in retirement.
Even when it's combined with a modest super balance, it can help you to enjoy the things we all want most:
Both Chris and Jamie are 36. They both earn a before-tax salary of $35,000 plus super. And have a starting balance of $30,000.
Both Chris and Jamie receive 10% super paid into their HESTA account by their employer.
Jamie adds another $20 a week into super from take-home until retirement. Chris doesn’t.
Issued by H.E.S.T. Australia Ltd ABN 66 006 818 695 AFSL 235249, the Trustee of Health Employees Superannuation Trust Australia (HESTA) ABN 64 971 749 321. This information is of a general nature. It does not take into account your objectives, financial situation or specific needs so you should look at your own financial position and requirements before making a decision. You may wish to consult an adviser when doing this. Before making a decision about HESTA products you should read the relevant product disclosure statement (call 1800 813 327 or visit hesta.com.au for a copy), and consider any relevant risks (hesta.com.au/understandingrisk) (04/20).
This is extra money you add to your super before tax is taken out of your pay. How? Just ask your employer if you can make a before-tax contribution to you super (also known as salary sacrifice).Find out more
This is extra money you add to your super from your take-home pay. You can do it via BPAY or direct debit (you can find your reference numbers in your online account) or payroll deduction through your employer.Find out more
®Registered to BPAY Pty Ltd ABN 69 079 137 518. Government co-contribution eligibility criteria applies.