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HESTA members can receive up to 5% off GMHBA's Private Health Insurance premiums via the Super Members Health Plan (SMHP)* when you take out a combined or packaged (hospital & extras) product. Plus start claiming straight away on most extras including general dental, physiotherapy and more.^

GMHBA offers a range of hospital, extras and combined covers to suit different budgets and life stages. And, HESTA members have the added convenience of paying by direct debit.

Learn more about GMHBA Health Insurance options for singles, couples and families.

To find out more about SMHP, simply contact GMHBA on 1300 136 650 or follow the link to get a quote today.

Switching is easy

GMHBA can help you make a hassle-free switch from your current health fund. If you transfer to an equivalent level of cover within 30 days you won't have to re-serve any new waiting periods.

Other benefits

  • Avoid paying more tax. If your taxable income is over the amount set by the government, you can avoid paying the extra Medicare Levy Surcharge by taking out any one of GMHBA's hospital covers. Find out more.
  • Lock in your lifetime health cover loading. If you're 31, or about to turn 31, and you don't have private health insurance with hospital cover by June 30, you could be affected by the Lifetime Health Cover loading. Find out more.


* 5% discount available to SMHP members who pay by direct debit using a bank account or 3% discount who pay by direct debit by credit card. SMHP members are not eligible for any other discounts.  ^2 month waiting periods for rehabilitation, palliative care and psychiatric apply. Other waiting periods such as benefit limitation periods, 6 month optical and 12 month waiting periods for major dental, obstetrics and pre-existing conditions still apply.  Offer not available where members held GMHBA cover in the past 12 months. 60 day money back guarantee – If you find better value health insurance within 60 days of joining and haven’t made a claim GMHBA will refund your money in full. Neither HESTA nor H.E.S.T. Australia Ltd receives any benefit or commission as a result of you using GMHBA products.


Please note – the publication you are downloading may contain forms that collect personal information. Information you provide on these forms, and any subsequent information you provide to us or our service providers in relation to this form, is collected in accordance with the HESTA Privacy Collection Statement. Where you provide us with personal information about another person, it is your responsibility to notify that person about the disclosure of their personal information to us.

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