active life and retirement planning


Marilyn has always been a strong communicator. It’s a skill that has served her well throughout her working life, and into her retirement.


For 40 plus years Marilyn worked as a nurse in regional Australia. For the 13 years prior to her retirement she worked in the specialised field of rehabilitation. “Connecting with my clients and working in teams with other allied health professionals was always something I enjoyed,” says Marilyn.

In her mid-50s Marilyn started seeking information about her retirement. “The more I talked to my peers and work colleagues, the more I found that all the concerns I had weren’t unique to me.”


Conversations that lead to action

Marilyn decided to consolidate her super accounts to one account with HESTA. “I like that HESTA focuses on the needs of healthcare workers like myself and my nurse colleagues,” she notes. “It was also important to me that HESTA is an industry fund.”

In the lead up to her retirement, Marilyn set up a meeting with a HESTA adviser near her hometown in regional Victoria, who talked her through the transition to retirement (TTR) pension. “It helped me 100% to prepare for retirement and was extremely reassuring. It allowed me to continue to pay into my super but pay less tax.”

“Organising my super has meant I can now enjoy my retirement doing the things I love."


More time for fun

Marilyn now receives a fortnightly HESTA Retirement Income Stream payment that allows her have financial security and follow her passions. A certified yoga instructor since the 1990s, these days she teaches yoga once a week at the University of the Third Age (U3A), as well relieving classes at a local studio in her hometown.

Retirement has meant Marilyn has had the time to branch out further in her holistic practice by becoming a teacher of meditation and attending retreats. A fan of travel and music, she recently went to France with her granddaughter who sings in the local youth choir. She also enjoys visiting Melbourne and attending classical music concerts. “Organising my super has meant I can now enjoy my retirement doing the things I love,” says Marilyn.


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