super that moves with you


Under new laws proposed to take effect from 1 November 2021, your super fund will follow you from job to job. This will ‘staple’ your current fund to you throughout your working life.


Why do I need to know about this?

It’s a huge shift from how super works right now. And it will make being with a strong fund more important than ever.

What are the pros?

Stapling should make it easier to:

  • keep track of your super savings
  • avoid paying fees on multiple super accounts.

Given millions of Australians have more than one fund, that could help them take more control of their financial future.

What are the cons?

There’s a real risk people with underperforming funds – with less than impressive long-term investment returns and high fees – will be stuck with them, unless they actively choose to change funds.

As many Australians don’t look too closely at their super, they could end up losing a chunk of retirement savings by simple ‘setting and forgetting.’

It could also mean their super is invested in ways that don’t align with their values; for example, if the fund doesn’t have a strong commitment to sustainable investing.

Your needs also change as you progress in your working life. For example, many of our members appreciate and value a super fund that is dedicated to them and their industry.

That means offering products and services tailored to the unique needs of their sector.

The fund people may be placed in when they start their working lives might not be as well suited to them when they enter their chosen industry. So your super needs might be very different once you start your professional career.




What do I need to do?

All Australians will want to make sure their super’s being ‘stapled’ to a strong fund aligned with their needs.

You don't need to do anything. As a HESTA member, you can relax: you’re already in safe hands.



Strong returns, healthy super

HESTA has a history of delivering solid long-term returns.
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Working only for your benefit

As the industry super fund dedicated to people in health and community services, we work purely to benefit our members, not shareholders. And we invest in innovation that make a positive impact on you and your sector, while generating healthy returns.


Standing up for a better future

A gutsy advocate for our members, we invest for people, planet and pocket, demand fairer super, and drive diversity, because everyone deserves the best possible retirement.




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Want to know more, or just need a chat about your super?

We’re right here for you. As a HESTA member you can get help at no extra cost, whenever you need it.