HESTA Corporate Super

Certain caps, rates and thresholds are indexed annually. Changes will apply to the following caps, rates and thresholds from 1 July 2025. These changes should be taken into account when considering the relevant information in the PDS for HESTA Income Stream (PDF) and other documents including How super works (PDF) and How super is taxed (PDF).

_{¹ Refer to page 2 of How super works (PDF) for further information.}

_{² Refer to pages 2 and 3 of How super is taxed (PDF) for further information.}

_{³ Refer to pages 2 and 3 of How super is taxed (PDF) for further information.}

_{⁴ Refer to page 8 of the HESTA Income Stream PDS (PDF) for further infoormation.}

This change impacts the information in HESTA Corporate Super PDS and the Corporate Super insurance guide.

From the deduction for insurance fees in July 2025, the way employer paid insurance fees will be administered will be changing for members of HESTA Corporate Super whose employer pays some or all of their insurance fees. The insurance fee deductions undertaken in July 2025 will be for the relevant fees from 29 to 31 March, and the months of April, May and June. If your employer pays for some or all of your insurance fees, it will be detailed in the Member plan schedule for your employer plan.

The cost of your cover will be deducted monthly from your HESTA Corporate Super account. From July, the amount your employer pays for insurance will be allocated to your account as an additional concessional contribution to meet the cost of your employer paid insurance, rather than paid directly by your employer to the insurer and bypassing your account.

Due to the change in payment administration for employer paid insurance fees, members will now receive a tax rebate within their accounts for the insurance fees. The amount paid by the employer continues to count towards the member’s concessional contributions cap.