You'll find our target market determinations (TMDs) here.
About target market determinations
A TMD is a document which describes who a product is likely to be appropriate for (its target market), based on their likely objectives, financial situations and needs.
Each product TMD has set out the distribution conditions, when we may need to review them and other circumstances that would prompt a review of our product, the target market or the TMD.
HESTA-Industry-Super-Plan-TMD-July-2026 pdf, 495 kB
TMD for HESTA's Super Plan.
HESTA-Corporate-Super-Plan-TMD-July-2026 pdf, 496 kB
TMD for HESTA's Corporate Super Plan.
HESTA-Personal-Super-Plan-TMD-July-2026 pdf, 496 kB
TMD for HESTA's Personal Super Plan.
HESTA-Retirement-Income-Stream-TMD-July-2026 pdf, 493 kB
TMD for HESTA's Retirement Income Stream Plan.
HESTA-Transition-to-Retirement-Income-Stream-TMD-July-2026 pdf, 492 kB
TMD for HESTA's Transition to Retirement Income Stream Plan.