Do you have unpaid super?
There are steps you can take if you think your employer isn’t paying your super, or isn’t paying you enough super.
Have any of your employees asked you to add more to their super before tax? They might have heard about its benefits from us.
Every year, we remind our members they can boost their super by making extra before-tax or after-tax contributions. So in the lead up to 30 June, you might have a few requests rolling in.
Before-tax contributions can be a great option for people to boost their super and reduce their taxable income.
Here’s what you need to know about before-tax, or ‘salary sacrifice’, super contributions.
How do before-tax contributions work?
Your employee can redirect, or 'sacrifice', part of their before-tax salary or wages into super, if you agree to it. You then pay the sacrificed amount to your employee's super fund on their behalf.
Why agree to salary sacrifice?
It can be a win-win for both of you, as long as the contributions are made under an 'effective salary sacrifice arrangement' to a complying super fund.
Quick tips
What to do next
There are steps you can take if you think your employer isn’t paying your super, or isn’t paying you enough super.
As a HESTA Income Stream member, you can request a copy of your Centrelink Schedule anytime. Here's how.
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