wellness after work

We ask an expert in retirement wellbeing to share his tips for a happy and well-adjusted retirement.

Whether you sail in smoothly or have to stop work suddenly: retirement is a big change.

Retired psychologist and author Humphrey Armstrong has spent years researching what it really takes to fully enjoy life after work and has some tips for making the most of the years ahead.

A sense of control.

“Your ability to turn setbacks into opportunities, to be a creative opportunity-finder and problem-solver, and your willingness to keep learning and adapting is key,” Humphrey says.

Sources of identity beyond work.

“If you have been intensively involved in your work over many years, a large part of your identity may have been derived from your job. If this sounds like you, finding new avenues of meaningful activity and connection is important. It might be a hobby, volunteering work or something else.”

Strong and diverse social supports.

“Social isolation is becoming more prevalent in the world, especially in the last 10-20 years with the surge in social media use and online work.  

"Having a close supportive family and group of friends is key to building up the resilience to manage health challenges and other setbacks, like not being able to drive, that come as we transition through our older years.”

Keeping active, fit and healthy.

“This has also been shown to greatly contribute to our mind and memory functioning. Now is the time to build regular exercise if you haven't previously.

"There’s a growing cohort of research that indicates regular physical activity reduces the risk of developing dementia. Whether you prefer walking or swimming, playing golf or tennis, or even just dancing around your living room – it all helps.”

Purposeful activities.

“Having meaningful things to do is not only something to personally look forward to, but has a secondary benefit of creating, building or providing a service for others, such as volunteering in your local community.

"Unlike routine chores, purposeful activities have been shown to prevent feelings of meaninglessness and depression.”

Having someone (or something) to love.

“Whether it's a partner, friend, children, or a pet, having someone special in your life can keep you connected and fulfilled.”

Having something to look forward to.

“This could be as simple as a regular catch-up with family or friends, or as exciting as an overseas holiday.

"Having regular activities to look forward to can create a portfolio of happiness, which balances out health challenges, family stressors and loneliness."

Returning to work after retirement

Life after retirement looks different for everyone. For some, this includes a return to work in some capacity.

Whether it’s picking up part-time or casual work, or turning a hobby into a side hustle, it’s more common than you think. And for many people, it brings a new routine, purpose and social contact to their lives.  

It’s also an opportunity to bring in additional income to manage rising living costs, cover large one-off expenses, or just give your super balance more time to grow.

Humphrey has some considerations to think about before getting back into the workforce:

• Consider the type of job/s that will meet your needs today.  
• Chat to trusted friends, family or former colleagues to see how the workplace has changed since you left and get a reality check before you commit.
• Consider a short course to freshen up your skills.
• Work on a new resume and create your unique point of difference.
• Some people lose confidence after being away from work for a while. Boost your confidence by doing practice interviews and researching the work that interests you.
• Use your existing networks to help find a suitable role.

Age Pension, tax and other implications

Whatever your reason for returning to work, it’s worth understanding what it means for your super, your income stream, tax impacts and any Age Pension entitlements you might be getting.

Learn more about returning to work after retirement.