is it time to check back in with your insurance?


Having insurance through your super account can help ensure you and your family are covered if the worst happens. 

At HESTA, all eligible members receive insurance automatically once they’re aged over 25 and have more than $6,000 in their account and their account is not inactive.

In fact, some members choose to increase the amount of cover they have over and above the default level to provide better cover if they become sick or injured and are unable to work.

As we get older however, it’s worthwhile checking back in with the insurance you have through your super to ensure it’s still working for you.

Why review your insurance?

As you move through life’s stages, you may find that your need for life cover is decreasing. You may have been able to pay down some of your debt such as a home loan. If you have children, perhaps they’re no longer as dependent on you as they were and are now able to earn their own income.

As we age, insurance premiums also increase – which means more will be deducted from your super account to cover the insurance fees and costs necessary to retain the level of cover you have.


Watch HESTA Super Adviser Anne Dalton explain what you need to know about insurance

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Need insurance advice?

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