payday super is coming

In last year’s Federal Budget, the government confirmed that payday super reforms are on track to start from 1 July 2026.
 

This means employers will be required to pay employees’ superannuation guarantee entitlements at the same time as their wages. Currently, employers can decide to pay super contributions once a quarter.

This might sound like a minor change, but it’s a big win for all Australian workers.
 

What does this change mean for you?

According to the Super Members Council, almost 9 million Australians will have their super paid sooner as a result of this reform¹.

This means your contributions could benefit from compounding returns sooner, delivering an extra $7,700 by retirement on average.

It will also make it easier to keep track of how much super you’re receiving.
 

Who will benefit?

While payday super is a win for all working Australians, it’s particularly important for those in lower-paid, casual and insecure jobs who are more likely to miss out when super is paid less frequently.

It will also help employers manage their cashflow and reduce super liability.
 

What’s next?

We welcome this reform as an important step towards modernising Australia’s super system, helping to reduce the $5 billion in super that goes unpaid every year¹.

And after the success of our advocacy to reform the low-income super tax offset (LISTO) payment, we’re now focused on future-proofing the law so it continues to work the way it was intended, ensuring lower-paid workers don’t pay more tax on their super than on their take-home pay.  

¹ Super Members Council, Workers and businesses deserve certainty on payday super laws, 25 February 2025.