burnt out? you're not alone

Burn out significantly affected frontline workers during COVID lockdown periods, including those working in health and community services.

While the days of lockdowns may be behind us, the impact of COVID has inspired many of us to examine our priorities and make a change to our work/life balance. That might look like taking more time off, or switching career directions completely.

taking time off

If you're thinking of having a break and taking some time off paid work, it's a good idea to check three things related to your super first.

1. Reduce your expenses

Working out where you spend your money isn't always fun, but it is worthwhile. With cost-of-living pressures continuing to rise, managing your money can help you stay on top of your spending and bills. It can also help you build a more financially secure future. Have a look through your bank statements and categorise your expenses to see where you could cut down – you might be surprised!

2. Understand how time off or reduced hours may impact your retirement

Your employer super contributions are determined by your ordinary time earnings. If you reduce the hours you’re working or take time off, this is naturally going to reduce the amount of super you receive from your employer — and the amount you have at retirement.

3. Check if you’re covered for not being able to work

It's worth checking if your income protection insurance will cover you for this time off. If you suddenly become sick or injured while you’re not working, you want to make sure you’re still covered.

staying put

Switching careers or taking a break from work isn’t possible for everyone. For those of us who are staying put and still experiencing burn out, you’re not alone.

HESTA has partnered with Ask Izzy, a not-for-profit social enterprise that helps people access support services.

If you need some help with your mental health, the Ask Izzy website can connect you with nearby counselling services across Australia. You can also search for over 400,000 other services close to you, including financial assistance, meals, shelter, family violence support, and much more.