Take us with you wherever you go.
take your HESTA super with you
If you’ve started a new job – or you’re about to – staying with HESTA is simple.
You can still stay with HESTA
If you’ve become self-employed, you can still stay with HESTA and add contributions into your HESTA account.
It’s generally up to you to add money into your super if you’re self-employed. While adding to your super might not be at the top of your to-do list, it’s important not to put off building your super. Every little bit you put into your super now is invested and, over time, can really grow your savings.
Most people who are self-employed or contracting can contribute up to $27,500 per year into their super account and your super contributions can be claimed as a tax deduction. Find out more in How super works (pdf).
You can set up one-off or recurring payments into your super account, just like you would any other payment from your bank account. You’ll just need your BPAY® biller code and reference number for your HESTA account.
How to claim a tax deduction for your super contributions
You may be able to claim a deduction for personal after-tax super contributions into your account. The contributions you claim a tax deduction for are considered before-tax contributions, also known as concessional contributions. This means they’re taxed at 15%. Once you've made your contributions, you need to let us know that you’d like to claim a tax deduction for these contributions by completing the ATO form and mailing it to us before (whichever of the below comes first):
Send the notice of intent form back to us via:
For more information, visit ato.gov.au/super
stay with a top super fund
already have multiple super funds? keep your super together
Your super is your money. Just like any savings account, the more that’s in it – the more it can earn. That’s why it’s important to keep all your super together, in one happy place.
Combine online - it's easy
Find other super you might have and easily combine into your HESTA account. Just log in to your account and go to the ‘Combine’ tab. It will only take a few minutes. Make sure you have your identification details handy.
* Annualised return as at 30 June 2022. Visit Super performance for up-to-date performance information. Past performance is not a reliable indicator of future performance. The returns shown are net of investment fees and costs, transaction costs and taxes.