retirement planning for two

HESTA can take the guesswork out of retirement planning for you and your partner.

You might be getting closer to the stage of life many of us dream about: slowing down, winding up paid work and moving into retirement. Maybe your partner might be closer to it than you are (or vice versa).

Did you know that HESTA can help you navigate this transition together, even if your partner’s super is elsewhere? Here’s what you can expect.

Retirement planning services

One of the best things about being a HESTA member is you can get an initial retirement planning consultation with a HESTA super specialist at no extra cost. It’s all part of your membership with HESTA.

After your chat with a super specialist, you and your partner (if you’re both HESTA members) can be referred for couples’ personal advice with a HESTA Super Adviser for $500 a couple. This covers advice on establishing an income stream using your HESTA Super and a combined Centrelink Age Pension estimate.

Jen Harding, General Manager Engagement, Education and Advice at HESTA says many members come to us not realising that if their partner is not a HESTA member, we can still speak with them.

“While we can’t provide personal financial product (super) advice to non-HESTA members, we can still prepare an Age Pension estimate based on your household situation.

“This takes into account your combined assets and income for Centrelink purposes.

Practical support

If you’re not quite ready to speak to someone about retirement, there’s plenty of information available in the HESTA Retirement Hub.  You can access online retirement calculators for couples, you can bring your spouse to educational seminars and webinars, watch on-demand videos as well as access estate planning and Centrelink application support.

We’re here to help

Retirement doesn’t need to be daunting. No matter your situation, our retirement help service can support you to transition smoothly to enjoying life after work. We won’t tell you how to live it, but we can help you create the retirement you want, with confidence. Our team can take you through the financial options available, including Retirement Income Stream application support. We can also help you check your Centrelink entitlements.