retirement hub

Our Retirement Hub can help you with all super and retirement planning relating to your HESTA account, to help you feel ready for your next chapter.

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retirement advice


Our retirement help service can support you to transition smoothly to enjoying life after work. Our team can take you through the financial options available, including Retirement Income Stream application support. We can also help you check your Centrelink entitlements.



What do you get?

  • Access to eligibility calculator for Centrelink
  • Referral to Retirement Essentials' Centrelink application service
  • General advice on your options
  • Access to advisers who are experts in setting up retirement income streams
  • Over the phone support to set up your income stream.




Man talking to an adviser holding paperwork



What does it cost?

Your discussion with our retirement help service is included as part of your membership.

If you need extra help, including personal retirement advice or support with your Centrelink application, we'll disclose upfront any fees that would apply. You may be eligible to pay part of your advice fee from your HESTA super account, if it relates to your retirement.




Asian couple discussing researching finance


help applying for the age pension


Applying for the Age Pension can be tricky and time-consuming. You could also miss out on your entitlement if you’re eligible for the Age Pension but delay your application. That’s one of the reasons why we’ve partnered with Retirement Essentials: to help ease the process for you.

Retirement Essentials are experts in helping people apply for and retain the Age Pension, and they can guide you through the application process. 

The best way to start is by using their free Age Pension Eligibility Calculator to work out if you could be eligible for the Age Pension, and how much you could receive. 

You can also get a quick overview of how the Age Pension works here.

What's next?



estate planning services


We’ve partnered with Estate First Lawyers to help you with all your estate planning needs. As a HESTA member, you’ll receive a discounted rate on estate planning services.

How the estate planning experts at Estate First can help
  • Create or review your Will or Estate Plan
  • Advice on estate planning for your super
  • Asset protection for your estate
  • Inheritance agreements 
  • Estate planning for family trusts and SMSFs 
  • Enduring Powers of Attorney, Medical Directives and more. 


Talk to Estate First Lawyers on 1300 132 567 for more information, including costs, or to book an in-person or online appointment. Mention you’re a HESTA member when you contact them to receive the discount. 


Find out more about estate planning services



Estate First Lawyers is a division of Corporate First Pty Ltd ABN 61 613 157 074.

Third-party services are provided by parties other than H.E.S.T. Australia Ltd and under the terms and conditions of those parties. H.E.S.T. Australia Ltd does not recommend, endorse or accept any responsibility for the products and services offered by third parties or any liability for loss or damage incurred as a result of services provided by third parties. You should exercise your own judgment about the products and services being offered.

Any cost for estate planning services will be paid by you directly and cannot be deducted from your  HESTA account. This cost will be agreed with your prior to your direct payment of the fee. HESTA does not receive any commissions for the estate planning services.






get in touch





Make a time to talk with a member of the advice team

Book a time





Contact us

And we’ll work it out together.


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what our members say about advice from HESTA

“Your attention to our retirement incomes over the last five years has not only been of financial benefit but also of great comfort at a time when it has been most needed… thank you for your financial expertise.” Tricia and John, NSW

not sure what help you need just yet?

On-demand videos

Got a burning question about your super and retirement? Take an interactive journey through what members like you are asking, and hear answers from our expert team.

Start your interactive journey now 

Information sessions

Our information sessions cover multiple topics and are offered across a range of dates and times. That way you can choose a session that’s convenient for you.

Register for an information session 

Future Planner

Our Future Planner tool helps take away the mystery around your financial future. See how much money you're projected to have in retirement and your options for growing your super.

Log in to discover Future Planner 




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As superannuation specialists, we’re here to help members make big decisions – including how your super can be a part of your next chapter.