five ways to maximise your super


Maximising your super can be achieved in a few simple steps. Paying some attention now could pay off big time in the future.


Here are 5 simple ways to a build a bigger super balance.



1. Get to know your super

Don’t bury your head in the sand when it comes to your super. Knowledge is power. Set up your online access to check your balance and see how you’re tracking. And if you change jobs, just remember — you can always take your account with you.

Check your super now




2. Keep your super together

Around 4 million Australians have more than one super account. That’s 4 million of you being charged more than one set of fees. It couldn’t be easier to consolidate your super, either online, over the phone or by mail.

Combine your super




3. Find the right balance for you

Even though you can't access it until a bit later in life, making extra voluntary contributions to your super — and getting the balance right between before and after-tax contributions — could help your super savings in the long term.

Do the sums




4. Know how your super's invested

Super is one of the biggest investments most of us will make. Most of our members are invested in our HESTA MySuper-authorised option, Balanced Growth. See how Balanced Growth is invested, and read about the other options that are available.

Explore your options




5. Check your insurance

Having insurance is an important way to help safeguard your quality of life, right now. Most members receive insurance automatically when they join HESTA. Find out if you have the right type of insurance for you — you can check this in your online account.

Check your insurance now





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Julianna contacted HESTA for advice about getting the most out of her super in retirement. Now she's getting a regular income from her HESTA Income Stream account.

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Why join us?

Super is one of the most important investments you’ll ever make. And here at HESTA, it’s our role to help you make the most of it.