super investment options

We give you the freedom to choose where your money is invested, because as your needs and goals change, so should your super investment choices.

changes to investment options

As of 1 October 2020 our investment options have changed.

 

choose one of our ready-made options

 

Whether you're a new or an experienced investor, we've made it easy to select an investment strategy to help fund the retirement lifestyle you deserve. If you haven't made an investment choice, all your super is automatically invested in our MySuper-authorised investment option, Balanced Growth.

 

Investment objective

Long term (10 years) CPI + 3.5%

 

Type of investor this option may suit

Ambitious

 

Description

This is our default investment option where a majority of our members have their super invested. Invests in a wide range of mainly shares, private equity, property and infrastructure, with some debt and cash investments. This option aims to achieve medium to long-term growth with some possible ups and downs in the short term.

 

Probable number of negative annual returns over 20 years

3 to less than 4

 

Suggested minimum investment timeframe

5 to 7 years

 

*Previously named Core Pool. Commenced 1 August 1987.

Investment objective

Long term (10 years) CPI + 2.0%

 

Type of investor this option may suit

Cautious

 

Description

Invests in a range of mainly debt and cash, with some exposure to shares, property and infrastructure. This option aims to achieve medium-term growth with some possible ups and downs, but is expected to be more stable than Balanced Growth in the short term. 

 

Probable number of negative annual returns over 20 years

1 to less than 2

 

Suggested minimum investment timeframe

1 to 3 years

 

*Previously named Conservative Pool. Commenced 1 July 1995.

 

Investment objective

Long term (10 years) CPI + 2.5%

 

Type of investor this option may suit

Ambitious

 

Description

Invests in a mix of low-cost asset class strategies that aim to closely match index returns. This option aims to achieve medium to long-term growth with some possible ups and downs in the short term.

 

Probable number of negative annual returns over 20 years

4 to less than 6

 

Suggested minimum investment timeframe

7 to 10 years

 

* Commenced 1 October 2020.

Investment objective

Long term (10 years) CPI + 3.5%

 

Type of investor this option may suit

Very ambitious

 

Description

Invests in shares, debt and private equity of companies with above average environmental, social and governance performance, along with some exposure to environmental property investments. This option aims to achieve medium to long-term growth with some possible ups and downs in the short term.

 

Probable number of negative annual returns over 20 years

4 to less than 6

 

Suggested minimum investment timeframe

7 to 10 years

 

* Previously named Eco Pool. Commenced 1 February 2000.

Investment objective

Long term (10 years) CPI + 4%

 

Type of investor this option may suit

Very ambitious

 

Description

Invests in a wide range of primarily Australian and international shares, and private equity, along with some exposure to property, infrastructure, debt and cash. This option aims to achieve strong long-term growth with some possible ups and downs that may be greater than Balanced Growth in the short term. 

 

Probable number of negative annual returns over 20 years

4 to less than 6

 

Suggested minimum investment timeframe

7 to 10 years

 

* Previously named Shares Plus. Commenced 1 July 1995.

 

want more flexibility? design your own portfolio.

 

You can choose your own asset allocation (where you want to invest) and the level of risk you want to take. Create your own asset mix from the five Your Choice options below.

 

Investment objective

Over the long term, to earn an after-tax return, after investment fees and indirect costs, equivalent to or higher than the return (net of tax##) of the Bloomberg Ausbond Bank Bill Index.

 

Type of investor this option may suit
 

Very cautious

Or, an investor seeking to create their own diversified portfolio, who would like to include cash, cash products and term deposits.

 

Description

Invests in a range of at-call bank deposits and short-dated term deposits, and may have a small allocation to other cash investments. It is expected to deliver a return above the official RBA cash rate over the long term. 

 

Probable number of negative annual returns over 20 years

Less than 0.5

 

Suggested minimum investment timeframe

Less than 1 year

 

* Previously named Cash; changed to include Term Deposits on 1 October 2020. Performance history before 1 October 2020 based on Cash. Commenced 1 July 2001.

## Estimated tax rate provided by independent investment consultant.

Investment objective

Over the long term, to earn an after-tax return, after investment fees and indirect costs, equivalent to or higher than the return (net of tax##) of the combination of:

• 50% Bloomberg AusBond Composite 0+ Year Index

• 50% Barclays Capital Global Aggregate ex Australia Index Hedged to $A.

 

Type of investor this option may suit

An investor seeking to create their own diversified portfolio, who would like to include debt and other fixed interest investments.

 

Description

Invests in Australian and international government bonds and other debt. This option aims for returns that typically outperform cash, but is more stable than shares in the short to medium term.

 

Probable number of negative annual returns over 20 years

1 to less than 2

 

Suggested minimum investment timeframe

1 to 3 years

 

* Previously named Global bonds. Commenced 1 July 2001.

## Estimated tax rate provided by independent investment consultant.

Investment objective

Over the long term, to earn an after-tax return after investment fees and indirect costs, equivalent to or higher than CPI + 3.0%.

 

Type of investor this option may suit

An investor seeking to create their own diversified portfolio, who would like to include property and infrastructure.

 

Description

Invests in Australian and global property and infrastructure, along with some cash. This option aims to achieve medium to long term growth with some possible ups and downs, but is expected to be more stable than shares in the short term. 

 

Probable number of negative annual returns over 20 years

2 to less than 3

 

Suggested minimum investment timeframe

5 to 7 years

 

* Previously named Property; changed to include Infrastructure on 1 October 2020. Performance history before 1 October 2020 based on Property. Commenced 1 July 2001

Investment objective

Over the long term, to earn an after-tax return, after investment fees and indirect costs, equivalent to or higher than the return (net of tax##) of the combination of:

  •  77.5% MSCI World ex Australia Index in $A Net Dividends Reinvested
  • 22.5% MSCI Emerging Markets Index in $A Net Dividends Reinvested
  • 50/50 $A Hedged/Unhedged.

 

Type of investor this option may suit

An investor seeking to create their own diversified portfolio, who would like to include international shares.

 

Description

Invests in a range of companies listed on stock exchanges around the world. This option aims to achieve strong growth over the long-term, with possible short-term ups and downs. 

 

Probable number of negative annual returns over 20 years

4 to less than 6

 

Suggested minimum investment timeframe

7 to 10 years

 

## Estimated tax rate provided by independent investment consultant.

Investment objective

Over the long term, to earn an after-tax return, after investment fees and indirect costs, equivalent to or higher than the return (net of tax##) of the S&P/ASX 300 Accumulation Index.

 

Type of investor this option may suit

An investor seeking to create their own diversified portfolio, who would like to include international shares.

 

Description

Invests in a range of companies listed on the Australian stock exchange, as well as a few that aren't. This option aims to achieve strong growth over the long term, with possible short-term ups and downs.

 

Probable number of negative annual returns over 20 years

 6 or greater

 

Suggested minimum investment timeframe

7 to 10 years

 

## Estimated tax rate provided by independent investment consultant.


Information as at 1 October 2020. For more information read Investment Choices.

 

 

changing your investment choice

 

Weekly switching is available to HESTA members at no extra cost. For more information about how weekly switching works, download Investment Choices.

To change your investment choices log in to your online account and make your change.

Need some help? Our friendly advice team can help you work out suitable investment strategies. Get in touch.

 

 

HESTA investment managers
as at 24 September 2020

 

We engage a range of professional fund managers to invest members’ money according to specific objectives and strategies. See our full list below.

We have the discretion to change managers at any time in accordance with its investment strategies.

 

 

Investment Manager Investment Manager ABN
(if available)
First Sentier Investors (Australia) IM Limited 89 114 194 311
IFM Investors Pty Ltd 67 107 247 727
JP Morgan Chase Bank, N.A.     43 074 112 011
State Street Global Advisors, Australia, Limited     42 003 914 225

 

Investment Manager Investment Manager ABN
(if available)
BlackRock Asset Management (Australia) Limited 13 006 165 975
Macquarie Investment Management Australia Limited 55 092 552 611
Pendal Group Limited  17 126 390 627
PIMCO Australia Pty Limited 54 084 280 508

 

Investment Manager Investment Manager ABN
(if available)
AEW Capital Management, L.P. n/a
EG Funds Management Pty Ltd 22 108 198 492
Eureka Funds Management Limited 47 107 346 841
Franklin Templeton Investments Australia Limited 87 006 972 247
Heitman Capital Management, LLC  n/a 
Investa Wholesale Funds Management Limited 16 149 681 390
ISPT Operations Pty Ltd 12 633 106 733
MSREF V International-GP, L.L.C. n/a
Nuveen Alternatives Europe S.à r.l. n/a
QIC Property Management Pty Ltd 43 076 279 359
Scarborough Pacific Group Pty Limited 52 140 660 975
Stride Property Limited n/a
 

 

Investment Manager Investment Manager ABN
(if available)
Artisan Partners Limited Partnership n/a
Baillie Gifford Overseas Limited n/a
BlackRock Investment Management (Australia) Limited 13 006 165 975
Citigroup Global Markets Australia Pty Limited 64 003 114 832
Copper Rock Capital Partners LLC n/a
Generation Investment Management LLP n/a
Lazard Asset Management Pacific Co 13 064 523 619
Martin Currie Investment Management Limited 83 131 134 613
Robeco Hong Kong Limited 50 436 122 863
Russell Investment Management Limited 53 068 338 974
RWC Asset Management LLP n/a
Sanders Capital LLC n/a
State Street Global Advisors, Australia, Limited 42 003 914 225

 

Investment Manager Investment Manager ABN
(if available)
Airlie Funds Management Limited 75 159 022 974
Allan Gray Australia Pty Limited (formerly Orbis) 48 112 316 168
Citigroup Global Markets Australia Pty Limited 64 003 114 832
Cooper Investors Pty Limited 26 100 409 890
Ellerston Capital Limited 34 110 397 674
Greencape Capital Pty Ltd 98 120 328 529
IFM Investors Pty Ltd 67 107 247 727
Pendal Group Limited 17 126 390 627
Plato Investment Management 77 120 730 136
Renaissance Smaller Companies Pty Ltd 88 103 874 102
Schroders Investment Management Australia Limited 22 000 443 274
Solaris Investment Management Limited 72 128 512 621
State Street Global Advisors, Australia, Limited 42 003 914 225
Touchstone Asset Management Pty Ltd 34 605 911 519
Yarra Funds Management Limited 63 005 885 567

 

Investment Manager Investment Manager ABN
(if available)
IFM Investors Pty Ltd 67 107 247 727
Kohlberg Kravis Roberts & Co. L.P. n/a
Macquarie Fund Advisors Pty Ltd 95 082 018 399
Morrison & Co Utilities Management (Australia) Pty Ltd 66 624 308 809
Pacific Equity Partners Pty Ltd 62 082 283 949
Palisade Investment Partners Limited 32 124 326 361
Stafford Timberland Limited n/a

 

Investment Manager Investment Manager ABN
(if available)
Advent Partners Pty Ltd 29 006 235 632
Adveq Management AG n/a
Ascendent Capital Partners Limited n/a
Blackbird Ventures Pty Ltd 93 159 044 989
Brandon Capital Partners Pty Ltd 82 128 415 903
Castik Capital Partners GmbH     n/a
Coller Investment Management Limited n/a
Five Elms Capital Management, LLC n/a
FSN Capital Partners AS n/a
FTV Management Company, L.P. n/a
Generation Investment Management LLP n/a
Grey Mountain Partners LLC n/a
IFM Investors Pty Ltd 67 107 247 727
JMI Management Inc n/a
Leapfrog Investments Group Ltd n/a
Lexington Advisors Inc n/a
Littlejohn & Co., LLC n/a
Madison-India Management Advisors Private Limited n/a
Newbury Associates LLC n/a
Oaktree Capital Management, L.P. n/a
PAG Asia Capital Limited n/a
Performance Equity Management, LLC n/a
Providence Equity Partners LLC n/a
Rio Energy Management LLC n/a
Roark Capital Management  LLC n/a
Stafford Fund Nominees Pty Ltd 21 113 939 325 
Stafford Private Equity Pty Ltd  31 094 669 940
Stafford Private Equity Inc n/a 
Stone Point Capital LLC n/a
TDR Capital, LLP n/a
Vencap Limited n/a

 

Investment Manager Investment Manager ABN            
(if available)
AlphaCat Managers Limited n/a
BlackRock Financial Management, Inc n/a
Bridgewater Associates, Inc n/a
Challenger Investment Partners Limited  29 092 382 842
Graham Capital Management L.P. n/a
Healthcare Royalty Management, LLC n/a
IFM Investors Pty Ltd 67 107 247 727
Kohlberg Kravis Roberts & Co. L.P. n/a
La Française Investment Solutions  n/a 
Members Equity Bank Pty Limited 56 070 887 679
ME Portfolio Management Limited 79 005 964 134
Nephila Capital Limited n/a
Oaktree Capital Management, L.P. n/a
Social Ventures Australia 94 100 487 572
Westbourne Credit Management Limited 27 131 843 144
 

 

Investment Manager Investment Manager ABN
(if available)
Lee Overlay Partners Limited n/a
Insight Investment Management Limited n/a
Russell Investment Management Limited 53 068 338 974

 

Investment Manager Investment Manager ABN
(if available)
QIC Limited 92 942 373 762

 

 

 

what's next?

Investment update

Monthly Markets is a free, downloadable investment report provided by Frontier Advisors Pty Ltd*, our investment consultant. The report can help you stay up-to-date on market news.

Learn more

Calculate your risk profile

Assess your attitude to investing and determine your likely risk profile. Keep your risk profile in mind to make an appropriate investment choice.

Learn more

*Frontier Advisors Pty Ltd is an Australian Financial Services Licensee No. 241266 (ABN 21 074 287 406). The Trustee, H.E.S.T. Australia Limited, is a shareholder in Frontier Advisors Pty Ltd.

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