Pen and paper
Download the Combining your super form, fill it in and send it to back to us.
Combine super form (PDF)combine your super
Your super is your money. Just like any savings account: the more that’s in it, the more it can earn. That’s why it’s important to consider keeping all your super together.
combine online - it's easy
Find other super you might have and easily combine into your HESTA account. Just log in to your account and go to the ‘Combine’ tab. It will only take a few minutes. Make sure you have your identification details handy.
Before you combine your super
When you combine your super into one account, your entitlements with your other fund/s may stop.
Some things you need to consider
- Review any other benefits, such as insurance cover that you have through your other funds. You may be able to transfer your insurance cover over to HESTA. Download the Insurance transfer form (PDF) to check your eligibility or to apply.
- Think about getting financial advice to help you compare the benefits and costs of funds, and what impact combining your super will have on your super balance.
watch the video:
combining super accounts
Michael Butler, HESTA Superannuation Adviser:
Ever wondered how to find a super account from a previous job?
Maybe you just haven't got around to combining old accounts into one fund, or maybe you're wondering which account to combine into.
According to the ATO, Australians have billions of dollars in lost super.
This might be because many people have had more than one account.
For most of us, having multiple super accounts means paying multiple sets of fees.
And in the end, that might reduce your retirement savings.
If you want to combine accounts, you'll need to decide which super fund to combine them into.
When comparing funds, strong, long-term performance and low fees are at the top of the list.
HESTA members are part of an award-winning fund which has consistently attracted high ratings for being a strong performer, making a difference, and leading by example.
We're an industry super fund, so all benefits go to you.
Make sure you know where your chosen fund is investing your money.
At HESTA, one of the ways we aim to make a difference is by investing in health and community services, your community, and our planet.
From health and aged care infrastructure, to clean energy and affordable housing, your super can help shape better tomorrow.
Before you decide to combine accounts, make sure you review your other benefits, such as insurance.
Any insurances you might have through your old fund will stop when you close the account, so check this before rolling over.
In some cases, you might even be able to transfer your insurance.
Super can be complicated, so having access to expert advice from specialists focused on improving your financial future is important.
Our super experts are ready to help members face the future with confidence.
Finding lost super is easy. Just log into your online account and click the Combine tab.
The government requires an identity check to authorise this search.
Once you've done your research and you're ready to roll all of your accounts into one super account, simply follow the prompts to combine.
As always, we're here to help if you'd like to know more about HESTA or need help to combine your super.
You can also download a form and mail it into us, or combine via your myGov account.
If you need a prompt, you can add it to your member-only Future Planner Action Plan.
other ways to combine your super
Through the ATO
Use your MyGov account to combine any Australian Taxation Office (ATO) held money you have into your HESTA account.
Log into MyGov
what our members think
“It was pretty simple to consolidate my other super by clicking a few buttons. I like the fact you don’t have to fill out lots of paperwork.”
Zee, HESTA member
don’t pay multiple fees and costs
Every day you keep old super accounts open can cost you money in fees and costs.
stay with a top-performing super fund*
Strong long-term investment performance
Our Balanced Growth super option has been ranked in the top 10 for investment performance over 10 years to .†
Profit to members
We’re an industry super fund. That means we work purely for you and profits go to members. We aim to keep your fees and costs down.
Investment excellence with impact
We use our expertise and influence to deliver strong long-term returns while accelerating our contribution to a more sustainable world.
Expert help when you need it
You can get super help and advice at no extra cost – it’s all part of being with HESTA. Access it whenever and wherever you like: online, over the phone, through an information session or face-to-face.
Insurance for you and yours
You’ll have access to default cover that protects you and your family. We provide a range of insurance covers, including income protection and death cover.
*.
† SuperRatings Accumulation Fund Crediting Rate Survey (SR50 Balanced 60-76) December 2025. Product ratings are only one factor to be considered when making a decision. Visit SuperRatings for important information about this rating. Past performance is not a reliable indicator of future performance.
stay with HESTA, wherever you go
If your current employer isn’t already making contributions into your HESTA account and you’d like them to, you just need to let them know.
Simply complete the form and give it to your new employer.
Choice of super fund form (PDF)