Administration fees and costs
$1.00
per week
plus 0.05% p.a. paid from fund assets, plus 0.15% p.a. of your account balance (subject to fee cap)^
why join HESTA?
your super matters
With the right top-performing industry super fund, you can create a better financial future. HESTA is a top-performing super fund working for real-world impact, meaning we can generate positive returns over the long term while making positive changes.
Join a top-performing super fund giving over 1 million members a stronger financial future while working for real-world impact.
super with impact
Super with impact is the positive outcome we create by supporting our members to face the future with confidence, being a gutsy advocate for a fair and healthy community, and delivering investment excellence with impact.
Facing the future with confidence
We use our deep understanding of our members to design information, tools and support to make a meaningful impact on their confidence about the future.
Facing the future with confidence >
Gutsy advocate for a fair and healthy community
We use our collective voice to help address inequities impacting our members and those we see falling behind.
Investment excellence with impact
We use our expertise and influence to deliver strong long-term returns while accelerating our contribution to a more sustainable world.
Investment excellence with impact >
easy to join
Long, boring forms aren't fun for anyone. We've made joining HESTA quick and easy.
Done in 5 minutes
5 minutes is all it takes to join online. Whichever investment option you choose, you can change it later in your online account.
Your tax file number
We'll ask you for your tax file number (TFN) when you join, but if you don't have it handy that's alright, you can find it later and add it then.
Insurance can be included
Are you covered financially for illness? Or if you're injured and can't work? You can choose to include insurance when you join HESTA or you can decide to add it later.
Combining your super
Have super in different super funds and want to avoid paying multiple fees and costs? You can transfer your other super to HESTA once you have an account.
fees matter
As an industry super fund that only works for you, HESTA keeps fees and costs down, so more money stays in your super working for your future.
competitive fees and costs
Investment fees and costs and transaction costs
0.66%
per year
for Balanced Growth (default). Other investment options 0.01% - 0.99% p.a.
Fees and costs are indicative only and are based on costs for the year ended 30 June 2023, including several components which are estimates. The actual amount you will be charged in subsequent financial years will depend on the actual costs incurred in those years. Past costs may not necessarily be an indicator of future costs.
expert help
Member help and support
We can help you with your super, whatever age you are. It's always a good time to check in and see what else you could be doing for your future. Talk to us whenever you need — there's no extra cost — it's all part of being with HESTA.
Superannuation information sessions
All Australians deserve future financial security. That's why HESTA provides helpful advice at information sessions.
Manage super online 24/7
To check your balance, top up your super, change investment options and more, just log in to your online account at any time.
Register for your online account >
useful tools
Ready. Set. Plan. Our simple online tools are a good starting point for getting your super and finances sorted.
Retirement income estimator
Estimate your income in retirement with ASIC's Moneysmart Retirement planner.
Risk profiler
Cautious? Moderate? Ambitious? Answer simple questions to understand which risk profile best reflects you.
Super projection calculator
Estimate what your balance could be at retirement with ASIC's Moneysmart Superannuation calculator.
Contributions calculator
Work out whether to make contributions before or after tax — or a mix of both — with ASIC's Moneysmart Super contribution optimiser tool.
be a future planner
Future Planner is an online tool that helps take away the mystery around your financial future. Become a HESTA member and get access to Future Planner to help you face the future with confidence.
Use Future Planner to:
- work out how much money you may need in retirement
- see how much money you're projected to have
- explore options to grow your super; and
- create an action plan and track your progress.
To use Future Planner, become a HESTA member and then log in to your online super account.
which is the best option for you?
We give you the freedom to choose where your money is invested because as your needs and goals change, so can your super investment choices.
# Average annualised returns as at 30 June 2023. Visit Super performance for up-to-date performance information. Past performance is not a reliable indicator of future performance. The returns shown are net of investment fees and costs, transaction costs and taxes.
5.45%
average annual return over
10 years#
10 years#
8.07%
since
inception p.a.#
inception p.a.#
9.28%
average annual return over
10 years#
10 years#
9.46%
average annual return over
10 years#
10 years#
what our members are saying
Amazing company! Very customer focused and nothing is too hard. They really are there for you. Been with them for about 10 years and am so happy I changed over. Absolutely 100% satisfied.
what our members are saying
HESTA customer service is absolutely flawless. Very friendly and helpful, and very quick to respond with clear information. Thank you for your help.
what our members are saying
Excellent Super Fund. I've been with HESTA since 2008 and won’t change. HESTA has been a fantastic fund to be part of. Great people to deal with. Always helpful and good advice when not sure of something.
awards we've won
HESTA works hard for members and their futures, so while we appreciate these awards, we're most proud of everything they help our members achieve.
start making an impact now
Join HESTA to start creating a better financial future and start working for real-world impact.
If you have questions or prefer to join over the phone request a call back.
# Fees disclosed refer to HESTA Super products. Additional fees and costs may apply.
^ The percentage based administration fees and costs are not charged on any amount of your account balance in excess of $500,000. The amount shown is an estimate of the costs deducted for the 12 months to 30 June 2023.
Product ratings and awards are only one factor to be considered when making a decision.