Super is a great way to finance the lifestyle you want when you retire. But having insurance is an important way to help safeguard your quality of life — right now.
easy does it
In a nutshell
For a summary of Default Cover through HESTA, see the Insurance in super fact sheet (pdf).
Help when you need it most
If you have chosen insurance cover, it can start automatically the day you are:
You can tell us you want cover earlier. Read Insurance options (pdf) for more information.
Cover that stays with you on parental leave
When you take out insurance with HESTA, we won’t charge insurance fees for your cover while you take up to 12 months of approved parental leave, keeping more in your super to support you and your growing family (conditions apply). Learn more about fee-free insurance cover.
what are your other options?
Making changes to your cover
Cancelling your cover
HESTA members can access low-cost, flexible insurance to protect your most important asset — you.
We support members through every step of the claims process, with independent experts available to help.
To find out how much insurance you may need, use the insurance cover calculator.
Everyone deserves the best possible retirement. And we want to help you save for the future that you want.