full financial advice

Our Superannuation Advisers can help with your super and retirement advice needs by providing one-on-one personal advice on HESTA products.

need advice about your whole financial situation?


We’ve got you covered!

Get in touch with one of our Super Advisers to discuss whether you might benefit from full advice.

If you agree, we can refer you to a third party advice provider that can help you with all your financial planning needs^.

We value the trust you put in us to manage your retirement savings. So when you need more financial advice than we’re able to provide you, we can refer you to one of our HESTA comprehensive advice partners*.





how does receiving advice through our partner network work?



Your HESTA Superannuation Adviser will explore your advice needs with you.


If you agree you need advice outside of super (e.g. non-super investments, debt management, other types of insurance such as trauma cover) HESTA will refer you to our partner network. This advice can include your spouse and family if required.



A member of HESTA’s financial advice partner network will contact you to explain how their service works. Your first appointment with our advice partner is complimentary and obligation-free, it is an opportunity for the planner to get to know you, your goals and objectives. They will outline the benefit of receiving advice and the cost of this advice before you confirm you would like to proceed.


If you decide to go ahead, your financial adviser will work with you to create a plan that is tailored to your situation.





ready to explore your options

Make a time to chat with a HESTA Super Adviser.

other ways to get advice and learn

Retirement Hub

Our Retirement Hub can help you with all super and retirement planning relating to your HESTA account, to help you feel ready and excited for your next chapter.

Get retirement advice 

Information sessions

Our information sessions cover multiple topics and are offered across a range of dates and times. That way you can choose a session that’s convenient for you.

Register for an information session 

Future Planner

Our Future Planner tool helps take away the mystery around your financial future. See how much money you're projected to have in retirement and your options for growing your super.

Log in to discover Future Planner 

^ Fees for advice may apply.

* HESTA has a comprehensive advice referral arrangement with Fortnum Private Wealth Limited ABN 54 139 889 535, AFSL 357306 (Fortnum), AIA Financial Services Pty Limited (ABN 68 008 540 252, AFSL 231109) (‘AIAFS’) trading as AIA Financial Wellbeing (‘AIAFW’) and Aged Care Steps Pty Ltd, ABN 42 156 656 843 AFSL 486723 to provide comprehensive advice services to HESTA members.

The Trustee does not have any relationships or association with any our comprehensive advice partners that could reasonably be expected to influence the provision of their advice services. HESTA does not guarantee and is not responsible for any advice provided by our comprehensive advice partners and their adviser networks, the quality of the advice or their obligations. Generally, any cost for personal advice in relation to your HESTA products can be deducted from your HESTA account. This cost will be agreed with you and an advice fee consent form would need to be signed prior to any deduction of a fee. HESTA does not receive any commissions for the advice provided.


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