You can apply for a HESTA Income Stream via the income stream tab in your online account. Please note: the tab will only appear if you have reached preservation age.
Log in to your online account.
The HESTA Term Allocated Pension (TAP) product is closed to new members. If you hold a TAP with HESTA (or are a reversionary beneficiary) and would like more information, please contact us on 1300 734 479
A TMD is a document which describes who a product is likely to be appropriate for (its target market), based on their likely objectives, financial situations and needs.
Each product TMD has set out the distribution conditions, when we may need to review them and other circumstances that would prompt a review of our product, the target market or the TMD.
HESTA-Industry-Super-Plan-TMD-September-2023 pdf, 101 kB
HESTA Super Plan target market determination
HESTA-Personal-Super-Plan-TMD-September-2023 pdf, 100 kB
HESTA Personal Super target market determination
HESTA-Corporate-Super-Plan-TMD-September-2023 pdf, 100 kB
HESTA Corporate Super target market determination
HESTA-Transition-to-Retirement-Income-Stream-TMD-September-2023 pdf, 92 kB
HESTA TTR Income Stream target market determination
HESTA-Retire-Income-Stream-TMD-September-2023 pdf, 92 kB
HESTA Retirement Income Stream target market determination
See past HESTA TMDs on the Target market determinations page.
HESTA-for-Mercy-Super-TMD pdf, 104 kB
HESTA for Mercy Super target market determination
HESTA-for-Mercy-Transition-to-Retirement-Income-Stream-TMD pdf, 93 kB
HESTA for Mercy Transition to Retirement target market determination
HESTA-for-Mercy-Retirement-Income-Stream-TMD pdf, 94 kB
HESTA for Mercy Retirement Income Stream target market determination