Advice and super health checks
As a member, you'll get help from dedicated experts at no extra cost. Join, then book an information session, or a super health check to get your super into good shape.
Learn more about advicemake super far simpler with HESTA
The money in your super is the savings you have tucked away for retirement. Super can create the retirement you desire and deserve. Here's how it works and how to make it much easier by being with HESTA.
what is superannuation?
Super is money that your employer pays in addition to your salary. It goes into a super fund account for you and builds up over all the years you work. You can also add to it yourself, but you can only access it in retirement (or if you meet certain conditions).
Your employer pays super
They must, by law, put on top of your salary into your super account for your retirement. This builds up your super over the years.
You can put money in too
To boost your retirement savings, you can choose to make contributions to your super as well. This could make a big difference to how much money you'll have when you retire.
Super can include insurance cover
To suit your needs and preferences, your super may have death, disability, and income protection cover. It's important to understand any insurance you have, need and want.
Your super is always invested
To help grow your super over the long term, this money is invested, and you can choose how. You can keep it invested, even after you retire, so it's worth understanding your options.
how to get your super in shape
A few simple things you can do now to get your super in good shape. Taking action now could mean retiring sooner!
Your super can work better for you when it’s all together. Plus, you could be paying fewer fees.
Could your super savings get up to a $500 boost from the government? Find out if you're eligible for a co-contribution.
See our forms and brochures, including our Letter of Compliance, beneficiary nomination form, and more.
Ready. Set. Plan. Our simple online tools are a good starting point for getting your super and finances sorted.
Need more information on HESTA products and how they work? Take a look at our Product Disclosure Statements.
The tax you pay on super is generally lower than other types of investments. It’s one of the main perks of investing through super.
Extra money you contribute to your super today can add up to a whole lot more in retirement.
Growing your family is an exciting time, but there’s also lots to think about when it comes to your financial future.
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expert help to guide you
Super questions answered
See what people like you want to know about super and money, and get instant answers from our expert team in this interactive video journey.
Watch the interactive Q&A
Keep on top of your super
To talk through anything about super, just get in touch. We'll make it easy. After you've joined, use the app to check your balance, top up, and more.
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be a future planner
Future Planner is an online tool that helps take away the mystery around your financial future. Become a HESTA member and get access to Future Planner to help you face the future with confidence.
Use Future Planner to:
- see how much money you're projected to have in retirement
- see how your projected annual household income compares to the Association of Superannuation Funds of Australia (ASFA) comfortable retirement standard; and
- explore options to grow your super.
To use Future Planner, become a HESTA member and then log in to your online account.
For illustrative purposes only.
how we'll help you
With an app, online tools, and expert advice to plan your future. Join HESTA and you'll have the help you need at every step to make the most of your super and face the future with confidence.
Choose investments
Did you know your super is invested? What you should know to help you choose.
How to invest in your future >
When life's changing
Support through job and family changes to help you sort your super and insurance, understand investments, and more.
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Retire with confidence
Worried about having enough in retirement? Turn concern into confidence.
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* SuperRatings 10 Year Platinum Performance 2015-2025 (MySuper).