tools and calculators
Ready. Set. Plan. Our simple online tools are a good starting point for getting your super and finances sorted.
see how much you're projected to have
in retirement with Future Planner
Our Future Planner tool can help you:
- see how much money you're projected to have in retirement
- see how your projected annual household income compares to the Association of Superannuation Funds of Australia (ASFA) comfortable retirement standard; and
- explore options to grow your super.
For illustrative purposes only.
Growing your super
 | Super Projection CalculatorEstimate what your balance could be at retirement with ASIC's Moneysmart Superannuation calculator. | Get started > |
 | Risk ProfilerCautious? Moderate? Ambitious? Or very ambitious? Answer simple questions to understand which risk profile best reflects you. | Get started > |
 | Contributions CalculatorWork out whether to make contributions before or after tax — or a mix of both — with ASIC's Moneysmart Super contribution optimiser tool. | Get started > |
 | Budget CalculatorWork out where your money is going with ASIC's Moneysmart Budget planner. | Get started > |
 | RateMySuperCompare HESTA with over 200 other super funds using the RateMySuper tool from SuperRatings. | Get started > |
Retirement income
 | Retirement Income EstimatorEstimate your income in retirement with ASIC's Moneysmart Retirement planner. | Get started > |
| Retirement Income BudgetView the expenses of typical Australian retirees with the ASFA Retirement Standard Detailed budget breakdowns. | Get started > |
Insurance
 | Insurance and Income Protection Cover CalculatorTo find out how much insurance you may need, use the insurance cover calculator. | Get started > |
| Insurance quote calculatorTo find out how much insurance is expected to cost, use the insurance quote calculator. | Get started > |
| Super Projection CalculatorEstimate what your balance could be at retirement with ASIC's Moneysmart Superannuation calculator. | Get started > |
| Risk ProfilerCautious? Moderate? Ambitious? Or very ambitious? Answer simple questions to understand which risk profile best reflects you. | Get started > |
| Contributions CalculatorWork out whether to make contributions before or after tax — or a mix of both — with ASIC's Moneysmart Super contribution optimiser tool. | Get started > |
| Budget CalculatorWork out where your money is going with ASIC's Moneysmart Budget planner. | Get started > |
| RateMySuperCompare HESTA with over 200 other super funds using the RateMySuper tool from SuperRatings. | Get started > |
| Retirement Income EstimatorEstimate your income in retirement with ASIC's Moneysmart Retirement planner. | Get started > |
| Retirement Income BudgetView the expenses of typical Australian retirees with the ASFA Retirement Standard Detailed budget breakdowns. | Get started > |
| Insurance and Income Protection Cover CalculatorTo find out how much insurance you may need, use the insurance cover calculator. | Get started > |
| Insurance quote calculatorTo find out how much insurance is expected to cost, use the insurance quote calculator. | Get started > |
Super’s not a sexy subject, it’s not an interesting subject - until you need it.
Today's the day to think about your super
Adding a little extra each week could mean much more for you to enjoy when you retire.