tools and calculators

Ready. Set. Plan. Our simple online tools are a good starting point for getting your super and finances sorted.

 

 

future planner

 

Future Planner will show you what your income in retirement could look like, as well as what you can do now to increase it.

You'll also get instant access to a wealth of tips and tools, including calculators, to create your best future. Future Planner is a member-only online tool.

 

Discover Future Planner

 

 

 

 

all tools and calculators

 

Growing your super

HESTA SuperRater

Find out how much better off you are as a HESTA member compared to the average retail fund. more

Super Projection Calculator

Estimate what your balance could be at retirement with ASIC's Moneysmart Superannuation calculator. more

Risk Profiler

Cautious? Moderate? Ambitious? Or very ambitious? Answer simple questions to understand which risk profile best reflects you. more

Contributions Calculator

Work out whether to make contributions before or after tax—or a mix of both—with ASIC's Moneysmart Super contribution optimiser tool. more

Budget Calculator

Work out where your money is going with ASIC's Moneysmart Budget planner. more

RateMySuper

Compare HESTA with over 200 other super funds using the RateMySuper tool from SuperRatings. more

Spender or Saver quiz

Take this short quiz to find out your money personality and what steps you could take next. more

Transitioning to retirement

Retirement Income Estimator

Estimate your income in retirement with ASIC's Moneysmart Retirement planner. more

Retirement Income Budget

View the expenses of typical Australian retirees with the ASFA Retirement Standard Detailed budget breakdowns. more

Insurance

Insurance and Income Protection Cover Calculator

To find out how much insurance you may need, use the insurance cover calculator. more

HESTA SuperRater

Find out how much better off you are as a HESTA member compared to the average retail fund. more

Super Projection Calculator

Estimate what your balance could be at retirement with ASIC's Moneysmart Superannuation calculator. more

Contributions Calculator

Work out whether to make contributions before or after tax—or a mix of both—with ASIC's Moneysmart Super contribution optimiser tool. more

Risk Profiler

Cautious? Moderate? Ambitious? Or very ambitious? Answer simple questions to understand which risk profile best reflects you. more

Budget Calculator

Work out where your money is going with ASIC's Moneysmart Budget planner. more

RateMySuper

Compare HESTA with over 200 other super funds using the RateMySuper tool from SuperRatings. more

Spender or Saver quiz

Take this short quiz to find out your money personality and what steps you could take next. more

Retirement Income Estimator

Estimate your income in retirement with ASIC's Moneysmart Retirement planner. more

Retirement Income Budget

View the expenses of typical Australian retirees with the ASFA Retirement Standard Detailed budget breakdowns. more

Insurance and Income Protection Cover Calculator

To find out how much insurance you may need, use the insurance cover calculator. more

Today's the day to think about your super

Adding a little extra each week could mean much more for you to enjoy when you retire.