accessing restricted non-preserved benefits

what are restricted non-preserved benefits?

Restricted non-preserved benefits are special portions of your super that were typically employment-related contributions (other than employer contributions) made before 1 July 1999.

You may be able to access these funds earlier than your regular super under specific circumstances, including:

• when you end employment with an employer who has contributed to your super
• when you meet another condition of release.

Note: Restricted non-preserved benefits are different from your regular super benefits. Most members' super is fully preserved and can only be accessed once you reach age 60 and meet a condition of release.

how do I know if I have these benefits?

Check your annual statement — if you have any restricted non-preserved benefits, they'll be clearly listed there.

ready to access your benefits?

Simply contact our team to start the process.

We'll guide you through:

• confirming your eligibility
• understanding your available options
• completing the necessary paperwork.

Note: There may be tax on accessing these benefits if you're under age 60, so you may wish to speak to a tax specialist prior to making a decision.