Important information before you begin


The Risk Profiler ('the calculator') is provided by H.E.S.T. Australia Ltd ABN 66 006 818 695 AFSL 235249, the Trustee of HESTA ABN 64 971 749 321.

The purpose of the calculator is to provide information to help you gain an understanding of your attitude towards investment risk. Based on the information you provide, the calculator will provide a generic description of a typical investor type.

The calculator is provided for illustrative purposes only and the outcomes are not guaranteed in any way. Actual outcomes may differ significantly.

The calculator is based on information that has not taken into account all your personal financial needs, circumstances and objectives, and is not intended to be relied on for the purposes of making a decision in relation to financial products. You should look at your own financial position and requirements before making a decision. You may wish to consult a HESTA Adviser or alternatively your own appointed adviser when doing this.

The target market determination for HESTA products can be found at You should also obtain and consider the relevant Product Disclosure Statement before making any financial decision in relation to HESTA products.

While every attempt has been made to ensure the accuracy and reliability of the information, H.E.S.T. Australia Limited makes no representations in respect of the accuracy, currency or completeness of the results provided by the calculator, and, accepts no liability for any loss or damage as a result of any person relying on any information obtained by using the calculator.

The calculator does not apply to the HESTA Income Stream. For information about the HESTA Income Stream please speak to an adviser.

Information you provide to H.E.S.T. Australia Limited via the calculator may be collected in accordance with the HESTA Privacy Collection Statement.

Use of the calculator is subject to terms and conditions.


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