how much will I need?

How much money you'll need in retirement depends on the lifestyle you want to lead. The Government Age Pension pays $23,095 a year for singles*. Sound like enough? Most of us feel we need more than that to live. That's where super comes in.

Nobody can predict the future. But you can prepare for it.

One study estimates that a single person needs around $44,000 a year to live comfortably in retirement. And for a couple it's around $60,000 a year.^ You can see there's a gap between what you'll get from the Age Pension and living comfortably. This is where your super savings fits in as it can act as a supplement to the Pension.

Our calculators can help you work out what sort of income you'd like, and what you'd need to save to get there.

Know you need more?

Every dollar you save could make a big difference over time. Here's a guide to how to put more in.

Budget calculator

This calculator can help you find out where your money is going, so you can identify how you might start saving more for the future. Calculate my budget now

Super projection calculator

How much super could you have? Use this calculator to estimate your super balance at retirement. Calculate my future super balance now

* Figure includes include the pension and Clean Energy Supplements. Department of Human Services, April 2017

^ ASFA Retirement Standard, March 2017.