Investment excellence with impact
We use our expertise and influence to deliver strong long-term returns for you, while accelerating our contribution to a more sustainable world.
Invest in your futurewhy choose us for your super?
To make it easier to face the future with confidence. As an industry super fund, HESTA works only for our members — and anyone can join.
Join HESTA
join a top-performing super fund* working for real-world impact
Wondering what HESTA is all about? It's simple. We invest in and for people like you, who make our world better — so your super can have real impact.
Competitive fees and costs
Your balance isn't just about returns flowing in. It's also affected by fees and costs coming out. As an industry super fund that works for members, fees and costs are kept competitive to help the money in your super grow.
See fees and costs
Insurance is included as well
When you become a HESTA member, you'll receive automatic insurance through your super when you become eligible. You can add extra cover as life changes as well, to make sure you're covered for what matters most.
See what's included
award-winning returns for your retirement savings
How your super performs has an impact on how much you retire with. Are the returns you're getting helping your balance grow enough? It's important to understand how your super is invested and whether the long-term performance is strong.
80% of our members have their super invested in our Balanced Growth option, and this default super option won the SuperRatings MySuper of the Year 2024 award for ‘Best value for money default offering’.
Balanced Growth option (MySuper) returns
to 30 June 2025
Investments may go up or down. Past performance is not a reliable indicator of future performance. Returns are net of investment fees and costs, transaction costs and taxes.
best net benefit outcomes for members
The SuperRatings Net Benefit award 2025 recognises HESTA as the Australian super fund with the best net benefit outcomes delivered to members over the short and long term.^
What is 'net benefit'?
The net benefit is your investment earnings, after any fees, costs and taxes have been taken out.
It shows what returns you've earned on your super — and it's calculated based on historical returns.
Compare net benefit performance
The table below shows how the net benefit of HESTA's Balanced Growth super option compares to others. Starting with a $50,000 balance and assuming quarterly employer super guarantee contributions on a $50,000 annual starting salary.†
| Net Benefit Outcomes (net investment returns up to 30 June 2025) | 5 years | 10 years | 15 years |
|---|---|---|---|
| HESTA Balanced Growth | $31,737 | $75,796 | $176,000 |
| All super funds' balanced options (average) |
$28,722 | $67,125 | $162,034 |
| All industry super funds' balanced options (average) |
$29,721 | $71,358 | $169,299 |
Investments may go up or down. Past performance is not a reliable indicator of future performance.
Insurance premiums and other fees and costs may also apply. Outcomes vary between individual funds.
Comparisons modelled by SuperRatings for HESTA, as per the SuperRatings Net Benefit Tool accessed 23 July 2025. The outcome shows the average difference in ‘net benefit’. The results compare the HESTA Balanced Growth super investment option and comparable balanced options.
† Find out more about SuperRatings' net benefit outcomes assumptions.
Net benefit outcomes is only one factor to be considered when making a decision. Read the Product Disclosure Statement and the target market determination.
This information is of a general nature. It does not take into account your objectives, financial situation or specific needs so you should look at your own financial position and requirements before making a decision. You may wish to consult an adviser when doing this.
how we'll help you
With an app, online tools, and expert advice to plan your future. Join HESTA and you'll have the help you need at every step to make the most of your super and face the future with confidence.
Make super simpler
Find super confusing? Here's how you can make it much simpler with HESTA.
Retire with confidence
Worried about having enough in retirement? Turn concern into confidence.
Invest in your future
See how we deliver strong long-term returns for you, while accelerating our contribution to a more sustainable world.
When life's changing
Support through job and family changes to help you sort your super and insurance, understand investments, and more.
it's so easy to join online
What you'll see and how it works when you join online.
Done in minutes
A few minutes is all it takes to join online.
Combining your super
Have super in different super funds and want to avoid paying multiple fees and costs? You can transfer your other super to HESTA once you have an account.
Your tax file number
We'll ask you for your tax file number (TFN) when you join, but if you don't have it handy that's OK. You can find it later and add it then.
Join, then get the app
To stay on top of your super and face the future with confidence, download the HESTA App by visiting the App Store or Google Play.
Start creating a better financial future.
That's Super with impact™.
we're one of the best in super
We're proud to have earned some of the super industry's highest accolades.
SuperRatings 20 year Platinum performance rating
SuperRatings continually awards us the highest rating possible – Platinum – for our products. And, we were one of the first funds to receive SuperRatings’ 20 year platinum performance rating – the highest rating possible.^
Best Superannuation Fund (Industry Super) 2021–2023
ProductReview.com.au has awarded us Best Superannuation Fund in the Industry Super category for our strong investment performance, competitive fees and costs, and outstanding customer service.
super with impact™
Super with impact™ is the positive outcome we create by supporting our members to face the future with confidence, being a gutsy advocate for a fair and healthy community, and delivering investment excellence with impact.
Facing the future
with confidence
We use our deep understanding of our members to design information, tools and support to make a meaningful impact on their confidence about the future.
Facing the future with confidence >
Gutsy advocate for a fair and healthy community
We use our collective voice to help address inequities impacting our members and those we see falling behind.
Investment excellence with impact
We use our expertise and influence to deliver strong long-term returns while accelerating our contribution to a more sustainable world.
Investment excellence with impact >
join a top-performing super fund*
Giving over million members a stronger financial future while working for real-world impact.
Product ratings and awards are only one factor to be considered when making a decision.
^ The rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 (SuperRatings) a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, AFSL No. 421445. The rating is based on the six key assessment areas, of which performance is only one. Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings use proprietary criteria to determine awards and ratings and may receive a fee for the use of its ratings and awards. Visit superratings.com.au for ratings information. © 2025 SuperRatings. All rights reserved.
*SuperRatings 10 Year Platinum Performance 2015-2025 (MySuper).
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SuperRatings net benefit outcomes assumptions:
- Calculations are done annually
- Annual returns are calculated to the current date
- After-tax Superannuation Guarantee (SG) contributions are processed quarterly (March, June, September, December), based on actual SG contribution rates of the relevant year
- Annual salary growth is set at 3.50% p.a.
- Contributions are subject to 15% tax across all periods
- Investment returns and fees are calculated annually based on product disclosure statements
- Member account fees receive a 15% tax allowance
- Net benefit comparison requires sufficient historical data for returns and fees.