get something back

Could your super savings get a $500 boost from the government? Find out if you're eligible for a co-contribution. That's where if you put some money in, the government could too.

Get your BPAY no.

Watch this quick summary

 

 
 
 
Set up your contributions
 
Topping up your super is just like paying a bill, except of course you're paying yourself.
 
Set up a recurring BPAY® payment from your bank account. You can find your personal BPAY number in your online account.
 
 

 

 

You could receive a top up into your super from the government if you:

 

  • Make a super contribution from your take-home pay 
  • Earn a total income which is less than $53,564
  • Lodge a tax return for the financial year
  • Didn't hold a temporary visa at any time during the financial year (unless you are a New Zealand citizen or it was a prescribed visa)
  • Are under 71 years of age (if over 65, meet the work test)
  • Pass the income threshold test
  • Earn 10% or more of your income through eligible employment or carrying on a business
  • Give HESTA your tax file number (TFN).

Learn more

 

 

 

How much could you get?

This table shows examples of how much the government might top up your super depending on your income and how much you put in.

 

Total income for the financial year* After-tax contribution Maximum government co-contribution
Up to $38,564 $1,000 $500
$44,564 $600 $300
$47,564 $400 $200
$50,564 $200 $100
$53,564 Any amount $0

*Applies to 2019-20.

Boost now, thank yourself later

Find out about the different ways you can boost your super now so it makes a difference later on in your life.

®Registered to BPAY Pty Ltd ABN 69 079 137 518. Government co-contribution eligibility criteria applies.