why join HESTA?



your super matters

With the right top-performing* industry super fund, you can create a better financial future. HESTA is a top-performing* super fund working for real-world impact, meaning we can generate positive returns over the long term while making positive changes.



Join a top-performing super fund* giving over 1 million members a stronger financial future while working for real-world impact.

* SuperRatings 10 Year Platinum Performance 2014-2024 (MySuper)





super with impact

Super with impact is the positive outcome we create by supporting our members to face the future with confidence, being a gutsy advocate for a fair and healthy community, and delivering investment excellence with impact.


Facing the future with confidence

We use our deep understanding of our members to design information, tools and support to make a meaningful impact on their confidence about the future.

Facing the future with confidence 

Gutsy advocate for a fair and healthy community

We use our collective voice to help address inequities impacting our members and those we see falling behind.

Advocating for change 

Investment excellence with impact

We use our expertise and influence to deliver strong long-term returns while accelerating our contribution to a more sustainable world.

Investment excellence with impact  



easy to join

Long, boring forms aren't fun for anyone. We've made joining HESTA quick and easy.

Done in 5 minutes

5 minutes is all it takes to join online. Whichever investment option you choose, you can change it later in your online account. 


Your tax file number

We'll ask you for your tax file number (TFN) when you join, but if you don't have it handy that's alright, you can find it later and add it then. 


Insurance can be included

Are you covered financially for illness? Or if you're injured and can't work? You can choose to include insurance when you join HESTA or you can decide to add it later. 


Combining your super

Have super in different super funds and want to avoid paying multiple fees and costs? You can transfer your other super to HESTA once you have an account. 





fees matter

As an industry super fund that only works for you, HESTA keeps fees and costs down, so more money stays in your super working for your future.

competitive fees and costs

Administration fees and costs

per week
plus 0.05% p.a. paid from fund assets, plus 0.15% p.a. of your account balance (subject to fee cap)^

Investment fees and costs and transaction costs

per year
for Balanced Growth (default). Other investment options 0.02%-0.94% p.a.
More about our fees and costs

Fees and costs are indicative only and are based on costs for the year ended 30 June 2024, including several components which are estimates. The actual amount you will be charged in subsequent financial years will depend on the actual costs incurred in those years. Past costs may not necessarily be an indicator of future costs.


expert help


Member help and support

We can help you with your super, whatever age you are. It's always a good time to check in and see what else you could be doing for your future. Talk to us whenever you need — there's no extra cost — it's all part of being with HESTA.

Learn more about advice 

Superannuation information sessions

All Australians deserve future financial security. That's why HESTA provides helpful advice at information sessions.

See session times 

Manage super online 24/7

To check your balance, top up your super, change investment options and more, just log in to your online account at any time.

Register for your online account 



useful tools

Ready. Set. Plan. Our simple online tools are a good starting point for getting your super and finances sorted.

Retirement income estimator

Estimate your income in retirement with ASIC's Moneysmart Retirement planner. 

Retirement income estimator >


Risk profiler

Cautious? Moderate? Ambitious? Answer simple questions to understand which risk profile best reflects you. 

Risk profiler >

Super projection calculator

Estimate what your balance could be at retirement with ASIC's Moneysmart Superannuation calculator. 

Super projection calculator >

Contributions calculator

Work out whether to make contributions before or after tax — or a mix of both — with ASIC's Moneysmart Super contribution optimiser tool. 

Contributions calculator >




be a future planner

Future Planner is an online tool that helps take away the mystery around your financial future. Become a HESTA member and get access to Future Planner to help you face the future with confidence.

Use Future Planner to:

  • see how much money you're projected to have in retirement
  • see how your projected annual household income compares to the Association of Superannuation Funds of Australia (ASFA) comfortable retirement standard; and
  • explore options to grow your super.

To use Future Planner, become a HESTA member and then log in to your online super account. 

See how Future Planner works



Future Planner screen

              For illustrative purposes only.





which is the best option for you?

We give you the freedom to choose how your money is invested because as your needs and goals change, so can your super investment choices.

(our default investment option)

average annual return over
10 years#
Our investment options

average annual return over
10 years#
Our investment options

inception p.a.#
Our investment options

average annual return over
10 years#
Our investment options

average annual return over
10 years#
Our investment options

# Average annualised returns as at 30 June 2024. Visit Super performance for up-to-date performance information. Past performance is not a reliable indicator of future performance. The returns shown are net of investment fees and costs, transaction costs and taxes.





awards we've won

HESTA works hard for members and their futures, so while we appreciate these awards, we're most proud of everything they help our members achieve.




start making an impact now

Join HESTA to start creating a better financial future and start working for real-world impact.


If you have questions or prefer to join over the phone request a call back.

 # Fees disclosed refer to HESTA Super products. Additional fees and costs may apply.

^ The percentage-based administration fees and costs are not charged on any amount of your account balance in excess of $500,000. The amount shown is an estimate of the costs deducted for the 12 months to 30 June 2024.

 Product ratings and awards are only one factor to be considered when making a decision.



We keep our fees down so more money stays in your account. Sound like something you’d like to be part of?

Like what you see?

Taking the first step towards a better financial future is as easy as entering your email address.