Your super is your money. Just like any savings account, the more that’s in it – the more it can earn. That’s why it’s important to keep all your super together, in one happy place.
combine online - it's easy
Find other super you might have and easily combine into your HESTA account. Just log in to your account and go to the ‘Combine’ tab. It will only take a few minutes. Make sure you have your identification details handy.
what our members think
“It was pretty simple to consolidate my other super by clicking a few buttons. I like the fact you don’t have to fill out lots of paperwork.”
Zee, HESTA member
don’t pay multiple fees
Every day you keep old super accounts open can cost you money in fees.
Over 64% of Australians have only one super account, according to the ATO*. That means they’re paying just one set of fees.
Why not join them?
Other ways to combine your super
Over the phone
compare the difference
See the difference combining your super into one fund could make.
Sarah has multiple accounts with different super funds and pays three sets of fees.
|Super account 1||$50,000||$732|
|Super account 2||$50,000||$515|
|Super account 3||$50,000||$548|
Because she hasn’t combined her accounts, Sarah is paying $21,660 in extra fees over her lifetime.#
Julie has combined her super into one account and pays only one set of fees.
|Super account 1||$150,000||$1,415|
By combining her super accounts with one super fund, Julie has $21,660 more in her super balance than Sarah over time.#
# Estimate assumes Sarah and Julie are aged 28 and start off with an account balance of $150,000. Lifetime age is based on a life expectancy of 85 years (expected age at death in years at age 28). Ref Table S6.1 Australian Institute of Health and Welfare. Calculations do not take into account inflation or additional contributions which could increase the fees even more.
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